Black bean and cheese tortilla pie

3 Tbsp oil
1 chopped onion
1 chopped green or red bell pepper
2 15 oz cans black beans, rinsed and drained
1 cup salsa
1/4 cup chopped jalapeno peppers (optional)
1/2 teaspoon chili powder
2 cups shredded cheddar cheese
3 8-inch flour tortillas

Heat oven to 350.
Saute onions and peppers in oil until soft.
Add beans, salsa, jalapeno peppers, chili powder.
Cook until soft and mushy (7-10 minutes).

Put 1/3 of bean mixture in round casserole dish.
Spread 1/4 of cheese mixture on top.
Cover with tortilla.
Make two more layers of bean, cheese, tortilla.
Top with cheese.
Bake for about 20 minutes until browned and bubbly.
Makes 4-5 servings.